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    <loc>https://trackorapp.in/</loc>
    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/features</loc>
    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/how-it-works</loc>
    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/about</loc>
    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/contact</loc>
    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/faq</loc>
    <lastmod>2026-07-24</lastmod>
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  <!-- Educational Guides -->
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    <loc>https://trackorapp.in/budgeting-guide</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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    <lastmod>2026-07-24</lastmod>
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    <loc>https://trackorapp.in/debt-management-guide</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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  <!-- Blog Index -->
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    <loc>https://trackorapp.in/blog</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <!-- Blog Articles (live in blogArticleMap only) -->
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    <loc>https://trackorapp.in/blog/safe-to-spend-number</loc>
    <lastmod>2026-05-16</lastmod>
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    <loc>https://trackorapp.in/blog/voice-logging-petrol-expense</loc>
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    <loc>https://trackorapp.in/blog/automatic-swiggy-categorization</loc>
    <lastmod>2026-05-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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    <loc>https://trackorapp.in/blog/scanning-kirana-receipt-vs-typing</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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    <loc>https://trackorapp.in/blog/subscriptions-tab-forgotten-renewals</loc>
    <lastmod>2026-05-12</lastmod>
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    <loc>https://trackorapp.in/blog/budget-page-vs-dashboard</loc>
    <lastmod>2026-05-11</lastmod>
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    <priority>0.75</priority>
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    <loc>https://trackorapp.in/blog/savings-goals-with-deadline</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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    <loc>https://trackorapp.in/blog/loans-emi-outstanding-percentage</loc>
    <lastmod>2026-05-09</lastmod>
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    <priority>0.75</priority>
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  <url>
    <loc>https://trackorapp.in/blog/log-it-later-kills-tracking</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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    <loc>https://trackorapp.in/blog/analytics-page-spending-trends</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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  <!-- Legal Pages -->
  <url>
    <loc>https://trackorapp.in/privacy</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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  <url>
    <loc>https://trackorapp.in/terms</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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  <url>
    <loc>https://trackorapp.in/disclaimer</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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